Premira services overview

Services & pricing

Three areas of work.
Defined clearly.

Each service covers a specific part of the brokerage accounting function. Scope and pricing are stated plainly — so you know exactly what you're arranging before any conversation goes further.

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How our services are structured

Designed to fit how brokerages actually operate

The three services correspond to the main areas of accounting work that insurance brokerages need handled with care: the ongoing bookkeeping that underpins everything else; the reconciliation of premiums and commission across insurer relationships; and the year-end accounts and compliance reporting that close out each financial period.

Each can be taken as a standalone arrangement or discussed as part of a broader engagement. There's no obligation to take all three, and the scope of each is described in enough detail to make that decision straightforward.

Brokerage Bookkeeping & Client Money

Service 01

Brokerage Bookkeeping & Client Money

USD 460 / month

Careful bookkeeping that keeps client money properly separated from agency funds, with the regular reconciliations the rules require. Suited to brokers and agencies that want their accounts handled with proper discipline.

What's included

Monthly bookkeeping entries with client money correctly categorised and separated from agency funds at point of entry

Client money reconciliations completed at the intervals your regulatory requirements specify

Ledger structured to reflect the distinction between client funds and agency operating funds

Monthly summary of financial position in plain language, available on agreed schedule

Records maintained in review-ready condition throughout the year

Learn more about this service

Service 02

Commission & Premium Reconciliation

USD 380 / month

Clear reconciliation of premiums and commission across insurers, presented plainly so your figures hold together. Designed for brokerages that want this recurring work handled accurately and calmly.

What's included

Premium reconciliation across all active insurer relationships, completed to an agreed schedule

Commission tracking by insurer with recognition applied at the correct point in the transaction cycle

Clear record of what has been remitted to each insurer, what is held and what remains outstanding

Commission summary broken down by insurer and period — available without needing to derive it separately

Reconciling items flagged and followed up in a timely way, not left to accumulate

Learn more about this service
Commission & Premium Reconciliation
Year-End Accounts & Compliance Reporting

Service 03

Year-End Accounts & Compliance Reporting

USD 1,120

Preparation of year-end accounts and the financial elements of compliance reporting, explained clearly. We present the figures so reviews stay calm and well-documented.

What's included

Year-end accounts prepared from the records maintained throughout the year — no reconstruction exercise required

Financial exhibits for compliance reporting prepared in the format and language regulators and reviewers expect

Client money position at year-end clearly documented and reconciled, ready for examination

Plain-language explanatory notes accompanying the financial statements — so you understand what they show

Available to discuss figures with you or your auditor ahead of the review

Learn more about this service

At a glance

Pricing summary

All fees stated in USD. No hidden additions — the scope of each service is described in full above.

Service 01

Brokerage Bookkeeping & Client Money

USD 460

per month

Ongoing monthly bookkeeping with proper client money separation and scheduled reconciliations.

View details

Service 02

Commission & Premium Reconciliation

USD 380

per month

Premium and commission reconciled across all insurer relationships on a regular, scheduled basis.

View details

Service 03

Year-End Accounts & Compliance Reporting

USD 1,120

per engagement

Year-end accounts and compliance financial exhibits prepared clearly and completely.

View details

How they fit together

Each service stands on its own — and works well alongside the others

The three services address different parts of the accounting cycle. Some brokerages have one area covered already and need support in another. Others prefer to have all three handled in one place so the records are consistent throughout.

There's no pressure to take a package. We'll discuss your current setup and suggest what might be most useful — which is sometimes one service, sometimes two, and sometimes all three.

The starting point is a conversation about how your accounts are currently managed and where, if anywhere, the gaps are. That conversation is free of charge and carries no obligation.

Monthly bookkeeping feeds into reconciliation

When bookkeeping is done correctly throughout the month, the reconciliation of premiums and commission at period-end draws on records that are already in order. Less correction work, more verification.

Reconciliation feeds into year-end

A year's worth of properly reconciled figures means the year-end accounts can be prepared from reliable data. The compliance exhibits follow naturally from the records that have been kept — no retrospective assembly required.

All three together

When all three services are in place, the brokerage has a complete accounting function handled by one team that understands the sector — with no handover gaps between the different parts of the work.

Who we work with

Brokerages these services are built for

Independent brokerages

Practices without an internal finance function that need the accounting handled externally — and want it done by someone who understands what the work involves.

Brokerages reviewing their current setup

Practices currently using a general bookkeeper and finding that the brokerage-specific requirements aren't being met as well as they should be.

Growing agencies

Agencies adding insurer relationships and finding that the complexity of commission and premium tracking is outgrowing the arrangements they had in place.

Practices ahead of a compliance review

Brokerages that want their records in proper order before a scheduled review, and would like the financial elements of the compliance filing handled by someone familiar with the format.

Specialist distribution businesses

MGA structures, cover holders and other specialist distribution businesses with client-money obligations that general accounting arrangements don't address adequately.

Globally operating brokerages

Practices operating across jurisdictions where the obligations around client money handling require consistent, well-documented record keeping regardless of where clients or insurers are based.

Starting an arrangement

What happens after you get in touch

Step 01

Initial conversation

We talk through your brokerage structure, current accounting arrangements and what you're looking for. No obligation, no pressure.

Step 02

Scope discussion

We suggest which service or services might be most useful, based on what we've learned about your situation. You decide what, if anything, to proceed with.

Step 03

Structured start

We review your existing records before beginning, agree the working arrangement and set a clear start point — so the handover is orderly.

Step 04

Regular work begins

Bookkeeping, reconciliation and reporting proceed on the agreed schedule. You receive figures you can rely on, at intervals that suit your operation.

Next step

Talk through your situation with us

Whether you're looking to replace an existing arrangement or fill a gap in how your accounts are managed, we're happy to discuss what might help. No commitment required.

Get in touch